NatWest written dispute & complaint mailing address

To send NatWest a written dispute or complaint by mail, use NatWest, NatWest Card Services, PO Box 5427, Southend-on-Sea, SS1 9AJ. Sending a written complaint about a NatWest credit card — NatWest publishes this address specifically for card complaints, separate from its personal-account and mortgage complaint addresses. This is not a payment address — don't mail a payment here. Include your account number and a clear description of the issue, and keep a copy for your records.

NatWest — Card Services — written complaints

NatWest
NatWest Card Services
PO Box 5427
Southend-on-Sea  SS1 9AJ

Sending a written complaint about a NatWest credit card — NatWest publishes this address specifically for card complaints, separate from its personal-account and mortgage complaint addresses.

Verified September 2026natwest.com

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Your return address

NatWestNatWest Card ServicesPO Box 5427Southend-on-Sea, SS1 9AJ

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Key facts

  • This address is for written disputes and complaints — not for sending a payment.
  • NatWest is a bank and credit card issuer.
  • If NatWest hasn't resolved your complaint within 8 weeks, or you're unhappy with its final response, you can refer it free of charge to the Financial Ombudsman Service.
  • Include your account number, a clear description of the issue, and any supporting documents.
  • PostPal prints your letter and mails it for you — no printer, envelope, stamps, or post office trip.

How to send your letter

  1. 1

    Write your letter

    State your full name and account number, the transaction or issue you're disputing (with the dollar amount, if it's a billing error), and what you'd like NatWest to do. Keep a copy for your records.

  2. 2

    Attach supporting documents

    Include copies (not originals) of anything that supports your case — a receipt, a merchant email, a statement excerpt, or a prior response from NatWest.

  3. 3

    Address it to NatWest

    Address it exactly as shown above: NatWest, NatWest Card Services, PO Box 5427, Southend-on-Sea SS1 9AJ.

  4. 4

    Send it with PostPal

    Write or upload your letter to PostPal with the address above prefilled. We print it, add your return address, and mail it for you — no printer, envelope, stamps, or trip to the post office.

Common questions

What is NatWest's address for a written dispute or complaint?

NatWest, NatWest Card Services, PO Box 5427, Southend-on-Sea, SS1 9AJ. Sending a written complaint about a NatWest credit card — NatWest publishes this address specifically for card complaints, separate from its personal-account and mortgage complaint addresses. Confirm it on NatWest's official site before anything time-sensitive — issuers do update these addresses.

Can I send a payment to this address?

No. This is a written-correspondence address for disputes and complaints, not a payment address. NatWest's payment address is different and is usually printed on your own statement or card — mailing a payment here risks delay or misapplied funds.

What happens after I send my letter?

If NatWest hasn't resolved your complaint within 8 weeks, or you're unhappy with its final response, you can refer it free of charge to the Financial Ombudsman Service.

What should I include in the letter?

Your full name, account number, a clear description of the issue (with the date and amount, if it's a transaction), and what outcome you're asking for. Copies of any supporting documents strengthen your case.

How do I mail this without a printer?

Write or upload your letter to PostPal with the address prefilled. We print it, add your return address, and mail it for you — no printer, stamps, or post office trip needed.

Sources

Addresses verified September 2026 against official sources. Always confirm on the official site before time-sensitive filings.

See all bank & card-issuer dispute addresses →